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The sign-up bonuses that are paying right now

Tell us what you want. You'll get the bonuses that match, what you actually get, and the catch.

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Tap one to see the bonuses.

Cash fast: paycheck advance apps

Borrow against pay you already earned. Ranked by what's paying out now.

Current

Paycheck Advance inside a Current checking account

$1,000max advance
What you getUp to $1,000, and the limit grows over time. Free in about 3 business days, or minutes for a small charge. No monthly subscription.
The catchYou need a $200+ payroll deposit landing in Current first. Not available in CT, MD, NV, WI or DC.

Worth it?YesIf your paycheck can go to Current. It's the biggest advance here with no subscription.

Get started with Current

EarnIn

Get paid for hours you already worked

$1,000per pay period
What you getUp to $1,000 a pay period, $200 a day. Free in 1 to 3 business days, or about 30 minutes for $3.99 to $8.99. No monthly fee, tips optional.
The catchYou need a regular direct deposit schedule plus a work email or work location.

Worth it?YesIf you have a steady job with a set pay schedule.

Get started with EarnIn

Grant

Small advances against your next deposit

$500max advance
What you get$25 to $500. Grant says first advances average about $66. Free in about 3 business days, or about an hour for $2 to $21.
The catchGrant Plus is $9.99 a month and optional (you can email support for an advance without it). Not available in CT, KS, MD, NV, RI, SC or WI.

Worth it?YesIf your pay isn't a regular payroll deposit. It only needs a linked bank account where your pay lands.

Check my Grant limit

Brigit

Advances plus overdraft protection

$500max advance
What you get$25 to $500, plus optional auto advances before an overdraft. Free in 2 to 3 business days, or about 20 minutes with express.
The catchIt's a paid plan: Plus is $8.99 a month, Premium $15.99 (Premium includes free express delivery).

Worth it?Only ifyou'll use the overdraft protection, since you pay every month.

Get started with Brigit

MoneyLion

Instacash advances, no subscription

$100per request
What you getUp to $100 per request. Your limit can reach $500, or $1,000 with direct deposit into MoneyLion. Free in 1 to 5 business days, or Turbo in minutes for $0.49 to $8.99.
The catch$100 at a time is small, and the bigger limits need direct deposit into MoneyLion.

Worth it?YesFor a small gap before payday with no monthly cost.

Get Instacash

Tilt

Advances in a monthly membership

$500max advance
What you get$10 to $500. Tilt says the average first offer is $96. Free in about a business day, or minutes for a charge.
The catch$8 a month after a 14-day free trial. Not available in CT, ME or DC.

Worth it?Only ifyou'd borrow most months. Otherwise cancel before the trial ends.

Start the free trial

Bank bonuses

Open the account, meet the deposit rule, get paid. Terms below are the bank's own.

Chase Total Checking®

New Chase checking customers

$400checking bonus
What you get$400 when your direct deposits total $1,000 or more within 90 days of offer enrollment. Chase pays it within 15 days.
The catchThe monthly service fee is $15 or $0. It's waived with $500+ in qualifying electronic deposits, a $1,500+ daily balance, or other ways Chase lists. Not for existing Chase checking customers, and only one new checking bonus every two years. Offer expires 01/27/2027.

Worth it?YesIf you can send $1,000 of paychecks to it. Keep $500 a month landing there and the monthly fee is $0.

Get the $400 bonus

Raisin

Savings sign-up bonus, code STACK

$1,000max bonus
What you getEnter code STACK at sign-up and deposit at least $10,000. It starts at $40 for $10,000 and reaches $900 at $200,000+. Put $1,000+ in a second product type within 14 days for up to $100 more, $1,000 max.
The catchNothing pays under $10,000. Your first deposit must be initiated between September 1 and October 31, 2026, by 11:59 PM ET.

Worth it?Only ifyou already have $10,000 or more in cash to park.

Get the bonus with code STACK

Get paid for apps

Play games, test apps or answer surveys, then cash out. Ranked by what's paying out now.

Testerup

Get paid to test games, try apps or answer surveys

$10sign-up bonus, per Testerup
What you getTesterup advertises a $10 sign-up bonus and says some goals pay over $170. Tasks usually take 15 to 20 minutes. Cash out by PayPal, gift cards or bank transfer.
The catchThe biggest payouts are for the longest goals, like reaching a level in a game.

Worth it?YesIf you don't mind playing a game for a while to hit a goal.

Get the bonus

Bigcash

Play games or finish simple tasks for coins

$170max per offer, per Bigcash
What you get250 coins = $1, exchanged for real money or a gift card. Bigcash lists 3,000+ offers, and most take 5 to 10 minutes.
The catchIt's a phone app. On a computer, this button opens Freecash instead.

Worth it?YesOn your phone, if you want lots of quick offers to pick from.

Start earning on Bigcash

Freecash

Games, offers and surveys that pay

$10welcome bonus
What you getYour first offer unlocks a $10 welcome bonus. Cash out by PayPal, Venmo, 100+ gift cards or crypto.
The catchThe $10 only unlocks after you finish your first offer.

Worth it?YesLots of ways to cash out, and it works on a computer too.

Get the bonus

Branded

Try popular apps and games for points

100points for joining
What you get100 points when you join, and 500 points = $5. Branded lists 200+ offers. Cash out by PayPal, gift cards or bank transfer.
The catchYou need 500 points before you can cash out.

Worth it?YesIf you like trying new games and want a big list of offers.

Get 100 points

Prograd

Play games and complete surveys for points

Freeapp
What you getPoints you can exchange for PayPal payouts or popular gift cards.
The catchThere's no sign-up bonus listed, so you earn from your first game goal.

Worth it?Only ifyou've already tried the apps above and want more games.

Start earning on Prograd

Swagbucks

Surveys, games and shopping

3 waysto earn
What you getEarn points (SB) for surveys, games and shopping, then cash out by PayPal or gift cards.
The catchYou earn SB points, not cash, until you redeem them.

Worth it?Only ifyou'll use more than one way to earn, like shopping and surveys.

Join Swagbucks

Cash back on shopping

Get money back on things you already buy.

Upside

Cash back on gas, groceries and dining nearby

$5bonus with code MMGCASH
What you getCash back at gas stations, grocery stores and restaurants near you, plus a $5 bonus with code MMGCASH. Cash out to your bank account or a gift card.
The catchWhat you get depends on the stations and stores near you.

Worth it?YesIf you buy gas often. Upside says frequent users average $255 in their first year.

Get the $5 bonus

Swagbucks

Earn back when you shop online

Shopand earn points
What you getEarn points (SB) when you shop, plus surveys and games, then cash out by PayPal or gift cards.
The catchYou earn SB points, not cash, until you redeem them.

Worth it?Only ifyou shop online a lot and will also do a few surveys.

Join Swagbucks

New bonuses every week

Get the new sign-up bonuses that are paying, once a week. Free.

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You're in. Check your inbox to confirm, then watch for this week's bonuses.

Use the button on the cardEach button opens the company's own sign-up page. Sign up there to get the bonus.
Meet the requirementMost bonuses need one step, like a deposit or a first offer. It's listed on every card.
Check the termsEach company sets its own terms and can change them. Read them on their site before you sign up.